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    What Our Customers Say

    joseph D.
    joseph D.
    2023-10-17
    James Okon did a fine job fixing the door. No issues.
    Phyl “LadyP”
    Phyl “LadyP”
    2023-10-15
    Awesome!! I had an emergency, they came promptly and explained everything thoroughly. I am very pleased with the serve I received.
    Gayle Shrake
    Gayle Shrake
    2023-10-13
    My garage door was fixed in no time. Thanks for such quick turnaround from the time I called to the timing to replace the overhead springs. However, on my invoice it stated that I declined the service package (which I was not offered it) but I would have declined anyway. Did not affect the rating given. Thanks again Dale!! I would definitely recommend your company to others. Price was pretty decent too!!
    Jona Wegiel
    Jona Wegiel
    2023-10-12
    Mike was very professional, experienced and explained to us what needed to be done. A job well done! We would highly recommend Overhead Door.
    Edna West
    Edna West
    2023-10-06
    Great service. Extremely kind and helpful employees.
    JoAnn
    JoAnn
    2023-10-04
    Nice guy. Great worker. Had job done in no time. Thanks Michael Walz
    Wally Krieger
    Wally Krieger
    2023-10-04
    We had garage door that did not work properly. They had a service man out within two hours.
    Elaine Holt
    Elaine Holt
    2023-09-30
    Thank you Dale !! Excellent, honest, prompt service - Couldn't ask for anything more !!
    mel
    mel
    2023-09-28
    I got an appointment the same day I called, and my garage door was fixed in about an hour! Dale was great!! I highly recommend these guys!

    Garage Door Financing: Options and Tips

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    Explore various garage door financing options and tips to make your purchase affordable. Learn about loans, credit cards, and more in our comprehensive guide.

    Garage doors are a vital component of your home, impacting both its curb appeal and security. However, the cost of purchasing and installing a new garage door can be substantial. This is where financing options come into play, allowing homeowners to spread out the cost over time rather than making a large upfront payment.

    Benefits of Financing a Garage Door Purchase

    Financing a garage door purchase provides numerous advantages that can make the process more manageable and beneficial for homeowners. Here are some key benefits:

    1. Access to Higher-Quality Options: Financing allows homeowners to choose higher-quality, more durable garage doors that might otherwise be out of their budget. Investing in a better-quality door can lead to long-term savings due to lower maintenance and repair costs.
    2. Improved Cash Flow Management: By breaking down the total cost into manageable monthly payments, financing helps homeowners avoid large, upfront expenses. This can be particularly beneficial for households that need to maintain liquidity for other essential expenses.
    3. Increased Home Value: Upgrading to a high-quality garage door can enhance the overall aesthetic appeal and functionality of a home, potentially increasing its market value. Financing makes it easier to invest in these valuable improvements without immediate financial strain.
    4. Enhanced Security and Safety: Higher-quality garage doors often come with advanced security features and better insulation. Financing can make these premium options more accessible, thereby enhancing the safety and energy efficiency of the home.
    5. Flexible Payment Options: Many financing plans offer flexible terms, including low or zero-interest rates for a certain period. This flexibility allows homeowners to choose a payment plan that best fits their financial situation.
    6. Immediate Installation: Financing enables homeowners to install a new garage door immediately, rather than waiting to save up the full amount. This is particularly advantageous if the existing door is damaged or in need of urgent replacement.
    7. Building Credit: Regular, on-time payments on a financing plan can positively impact a homeowner’s credit score, providing a potential benefit beyond the immediate purchase.

    Overall, financing a garage door purchase can provide homeowners with greater flexibility, access to better products, and improved financial management, making it a smart option for those looking to upgrade their garage doors without a significant upfront cost.

    Tips for Choosing the Best Financing Option

    When it comes to financing a garage door purchase, choosing the best option requires careful consideration and a thorough understanding of your financial situation. Here are some essential tips to help you make an informed decision:

    Evaluate Your Current Financial Situation

    • Income: Determine your monthly income from all sources.
    • Expenses: List your monthly expenses, including rent/mortgage, utilities, groceries, and other essential costs.
    • Existing Debt: Consider any current debt obligations, such as credit cards, loans, and other financial commitments.

    Understanding your financial standing will help you determine how much you can comfortably afford to spend on a garage door and which financing options are viable for you.

    Calculate the Total Cost of Financing

    • Interest Rates: Compare the interest rates of different financing options. Lower interest rates typically result in lower overall costs.
    • Fees: Be aware of any additional fees, such as origination fees, late payment fees, and prepayment penalties.
    • Monthly Payments: Calculate your monthly payments to ensure they fit within your budget.

    By understanding the total cost, including interest and fees, you can determine the most cost-effective financing option.

    Carefully Read All Terms and Conditions

    • Interest Rates and APR: Make sure you understand the difference between the nominal interest rate and the Annual Percentage Rate (APR), which includes fees and other costs.
    • Repayment Terms: Look at the loan term, payment schedule, and any potential penalties for early repayment.
    • Promotional Offers: If there are promotional offers, such as zero-interest periods, understand when these offers end and what the interest rate will be afterward.

    Taking the time to read and understand the fine print can help you avoid unexpected costs or penalties and ensure that the financing agreement aligns with your financial goals.

    Additional Tips

    • Compare Multiple Options: Don’t settle for the first financing offer you receive. Compare multiple options from different lenders, manufacturers, and retailers to find the best terms and conditions.
    • Consult with a Financial Advisor: If you’re unsure about which financing option is best for you, consider consulting with a financial advisor. They can provide personalized advice based on your financial situation and goals.

    FAQs

    Why should I consider financing a garage door purchase?

    Financing allows you to spread out the cost over time, making it easier to manage financially and enabling you to choose higher-quality options that might otherwise be out of budget.

    What are the benefits of financing a garage door?

    Benefits include improved cash flow management, access to better quality doors, increased home value, enhanced security, and flexible payment options.

    How does financing a garage door improve home value?

    Upgrading to a high-quality garage door can enhance your home’s curb appeal and functionality, potentially increasing its market value.

    What are the security advantages of financing a premium garage door?

    Premium garage doors often come with advanced security features and better insulation, enhancing the safety and energy efficiency of your home.

    Can financing options help with immediate garage door installation?

    Yes, financing enables immediate installation, which is advantageous if your existing door is damaged or needs urgent replacement.

    How can financing a garage door purchase impact my credit score?

    Regular, on-time payments on a financing plan can positively impact your credit score.

    What factors should I consider when choosing a financing option?

    Evaluate your current financial situation, calculate the total cost of financing, and carefully read all terms and conditions.

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    Design Your Dream Door

    Use our interactive tool to design your own custom garage door and see how it looks on your home. Simply upload a photo of your garage door to visualize different door style, trim, window and color options. This tool works on both mobile and PC desktops; however, you may find it easier to view on a larger screen.